{"id":19962,"date":"2026-10-27T17:00:53","date_gmt":"2026-10-27T14:00:53","guid":{"rendered":"https:\/\/goldenvisasolutions.com\/tax-rules-renewed-for-greece-golden-visa-investors"},"modified":"2026-10-29T02:39:12","modified_gmt":"2026-10-28T23:39:12","slug":"tax-rules-renewed-for-greece-golden-visa-investors","status":"publish","type":"post","link":"https:\/\/goldenvisasolutions.com\/en\/tax-rules-renewed-for-greece-golden-visa-investors","title":{"rendered":"Greece Golden Visa Tax Rules (2027): 15% Transfer Tax, VAT, Rental Income Tax and ENFIA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"19962\" class=\"elementor elementor-19962 elementor-19954\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a843809 e-flex e-con-boxed e-con e-parent\" data-id=\"a843809\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bc9d2f elementor-widget elementor-widget-text-editor\" data-id=\"7bc9d2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Greece plans to raise the property transfer tax on home purchases by non-EU nationals from 3% to 15%. With the municipal surcharge, the total rate will rise from 3.09% to 15.45%. The announced start date is 1 July 2027, but as of 27 October 2026 the measure has not yet been passed into law. For a Golden Visa investor buying a \u20ac400,000 home, that means about \u20ac49,000 in extra tax. The suspension of VAT on new builds, the suspension of capital gains tax, new rental income tax bands, the ENFIA discount and the short-term rental ban also directly affect Golden Visa investors. This article explains each one: where it stands today and what it means for you.<\/span><\/p><p><span style=\"font-weight: 400;\">For the full requirements and total cost of the programme, see <\/span><a href=\"https:\/\/goldenvisasolutions.com\/en\/golden-visa-countries\/greece-golden-visa\"><span style=\"font-weight: 400;\">Greece Golden Visa requirements and costs<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b375b5 elementor-widget elementor-widget-html\" data-id=\"2b375b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gvs-vergi-ozet\">\n<style>\n.gvs-vergi-ozet{font-family:inherit;color:#1f2937;line-height:1.55}\n.gvs-vergi-ozet h2{color:#13265c;font-size:28px;line-height:1.3;margin:0 0 12px}\n.gvs-vergi-ozet .gvs-tablo-kap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 16px;border:1px solid #e5e7eb;border-radius:10px}\n.gvs-vergi-ozet table{width:100%;min-width:640px;border-collapse:collapse;font-size:15px;margin:0}\n.gvs-vergi-ozet th,.gvs-vergi-ozet td{padding:12px 14px;border-bottom:1px solid #e5e7eb;text-align:left;vertical-align:top}\n.gvs-vergi-ozet thead th{background:#13265c;color:#fff;font-weight:600;border-bottom:0}\n.gvs-vergi-ozet tbody th{font-weight:700;color:#13265c;background:#fff}\n.gvs-vergi-ozet tbody tr:nth-child(even) td,.gvs-vergi-ozet tbody tr:nth-child(even) th{background:#f8fafc}\n.gvs-vergi-ozet tbody tr:last-child td,.gvs-vergi-ozet tbody tr:last-child th{border-bottom:0}\n.gvs-vergi-ozet tr.gvs-vurgu th,.gvs-vergi-ozet tr.gvs-vurgu td{background:#fdf2f3}\n.gvs-vergi-ozet .gvs-etki{font-weight:600}\n.gvs-vergi-ozet .gvs-kirmizi{color:#ae2535}\n.gvs-vergi-ozet .gvs-yesil{color:#15803d}\n@media (max-width:600px){.gvs-vergi-ozet h2{font-size:22px}.gvs-vergi-ozet th,.gvs-vergi-ozet td{padding:10px;font-size:14px}}\n<\/style>\n\n<h2>At a glance: taxes that matter to Golden Visa investors<\/h2>\n\n<div class=\"gvs-tablo-kap\">\n<table>\n<thead>\n<tr><th scope=\"col\">Item<\/th><th scope=\"col\">Today<\/th><th scope=\"col\">What is changing?<\/th><th scope=\"col\">Impact on investors<\/th><\/tr>\n<\/thead>\n<tbody>\n<tr class=\"gvs-vurgu\"><th scope=\"row\">Property transfer tax<\/th><td>3.09%<\/td><td>15.45% for non-EU buyers (announced start 1 July 2027, not yet law)<\/td><td class=\"gvs-etki gvs-kirmizi\">+\u20ac49,440 on a \u20ac400,000 home<\/td><\/tr>\n<tr><th scope=\"row\">VAT on new builds<\/th><td>24% VAT suspended; 3.09% transfer tax paid instead<\/td><td>Suspension announced to continue into 2027, no end date set<\/td><td class=\"gvs-etki\">If it continues, new builds also face 15.45%<\/td><\/tr>\n<tr><th scope=\"row\">Capital gains tax<\/th><td>15%, suspended until 31 December 2026<\/td><td>May be revisited in the 2027 budget<\/td><td class=\"gvs-etki\">No tax on sale profits for now<\/td><\/tr>\n<tr><th scope=\"row\">Rental income tax<\/th><td>New 25% band from 2026 income<\/td><td>\u20ac12,001\u201324,000 taxed at 25% instead of 35%<\/td><td class=\"gvs-etki gvs-yesil\">Lower tax for long-term landlords<\/td><\/tr>\n<tr><th scope=\"row\">ENFIA (annual property tax)<\/th><td>Up to 20% discount for insured homes<\/td><td>\u2013<\/td><td class=\"gvs-etki gvs-yesil\">Disaster insurance earns a discount<\/td><\/tr>\n<tr><th scope=\"row\">Short-term rentals<\/th><td>Banned for Golden Visa properties<\/td><td>\u2013<\/td><td class=\"gvs-etki gvs-kirmizi\">\u20ac50,000 fine and permit revoked<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e771fc elementor-widget elementor-widget-text-editor\" data-id=\"5e771fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>The 15% transfer tax: what changes for non-EU buyers?<\/b><\/h2><p><span style=\"font-weight: 400;\"><br \/>Today, a buyer of a resale home in Greece pays 3% transfer tax, plus a municipal surcharge of 3% of the tax, for a total of 3.09%. The tax is calculated on the contract price or the property&#8217;s official value (objective value), whichever is higher, and is paid before the deed is signed at the notary.<\/span><\/p><p><span style=\"font-weight: 400;\">On 6 September 2026, at the Thessaloniki International Fair, Prime Minister Kyriakos Mitsotakis announced that the rate for buyers from outside the EU would rise to 15%. The government presented the step as a way to curb rising house prices. With the municipal surcharge, the total rate will be 15.45%.<\/span><\/p><h3><b>When does it start?<\/b><\/h3><p><span style=\"font-weight: 400;\"><br \/>The announced start date is 1 July 2027. Early reports mentioned 1 January 2027; the date was later moved to July 2027 so that purchases already under way could be completed. As of 27 October 2026, no draft law has been published. Until the law is published, the date, the rate and the exemptions may change.\u00a0<\/span><\/p><h3><b>Who will pay it, and who is exempt?<\/b><\/h3><p><span style=\"font-weight: 400;\"><br \/>As announced, the tax will apply to home purchases by individuals who are nationals of countries outside the EU and the European Economic Area. This includes, for example, buyers from the United States, the United Kingdom (outside the EU since Brexit), Turkey, China and the Gulf states. Nationals of Norway, Iceland and Liechtenstein, which are in the EEA, are outside its scope.<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exempt: people of Greek descent (omogeneis), who will need to prove their ancestry.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exempt: holders of long-term resident status in Greece. A Golden Visa is not this status.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Out of scope: commercial property, land and industrial buildings.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Companies are not in the announced scope, but the final law may include them.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Buyers who also hold the citizenship of an EU country (for example, a British national with an Irish passport) may be able to buy as EU citizens. How dual nationals will be treated should become clear in the law.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91ca32e elementor-widget elementor-widget-html\" data-id=\"91ca32e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gvs-vergi-artis\">\n<style>\n.gvs-vergi-artis{font-family:inherit;color:#1f2937;line-height:1.55}\n.gvs-vergi-artis h3{color:#13265c;font-size:22px;line-height:1.3;margin:0 0 10px}\n.gvs-vergi-artis p{margin:0 0 14px;font-size:16px}\n.gvs-vergi-artis .gvs-tablo-kap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 16px;border:1px solid #e5e7eb;border-radius:10px}\n.gvs-vergi-artis table{width:100%;min-width:600px;border-collapse:collapse;font-size:15px;margin:0}\n.gvs-vergi-artis th,.gvs-vergi-artis td{padding:12px 14px;border-bottom:1px solid #e5e7eb;text-align:left;vertical-align:top}\n.gvs-vergi-artis thead th{background:#13265c;color:#fff;font-weight:600;border-bottom:0}\n.gvs-vergi-artis td.gvs-sayi,.gvs-vergi-artis th.gvs-sayi{text-align:right;white-space:nowrap}\n.gvs-vergi-artis tbody th{font-weight:700;color:#13265c;white-space:nowrap}\n.gvs-vergi-artis tbody tr:nth-child(even) td,.gvs-vergi-artis tbody tr:nth-child(even) th{background:#f8fafc}\n.gvs-vergi-artis tbody tr:last-child td,.gvs-vergi-artis tbody tr:last-child th{border-bottom:0}\n.gvs-vergi-artis td.gvs-fark{color:#ae2535;font-weight:700;background:#fdf2f3 !important}\n.gvs-vergi-artis .gvs-not{font-size:14px;color:#4b5563;background:#f8fafc;border-left:4px solid #ae2535;padding:12px 14px;border-radius:6px;margin:0}\n@media (max-width:600px){.gvs-vergi-artis h3{font-size:20px}.gvs-vergi-artis th,.gvs-vergi-artis td{padding:10px;font-size:14px}}\n<\/style>\n\n<h3>How much more will a Golden Visa cost?<\/h3>\n\n<p>Assumes the taxable value equals the contract price; municipal surcharge included.<\/p>\n\n<div class=\"gvs-tablo-kap\">\n<table>\n<thead>\n<tr><th scope=\"col\">Property price<\/th><th scope=\"col\">Golden Visa route<\/th><th scope=\"col\" class=\"gvs-sayi\">Today (3.09%)<\/th><th scope=\"col\" class=\"gvs-sayi\">After 1 July 2027 (15.45%)<\/th><th scope=\"col\" class=\"gvs-sayi\">Difference<\/th><\/tr>\n<\/thead>\n<tbody>\n<tr><th scope=\"row\">\u20ac250,000<\/th><td>Conversion project<\/td><td class=\"gvs-sayi\">\u20ac7,725<\/td><td class=\"gvs-sayi\">\u20ac38,625<\/td><td class=\"gvs-sayi gvs-fark\">+\u20ac30,900<\/td><\/tr>\n<tr><th scope=\"row\">\u20ac400,000<\/th><td>Areas outside Athens and Thessaloniki<\/td><td class=\"gvs-sayi\">\u20ac12,360<\/td><td class=\"gvs-sayi\">\u20ac61,800<\/td><td class=\"gvs-sayi gvs-fark\">+\u20ac49,440<\/td><\/tr>\n<tr><th scope=\"row\">\u20ac800,000<\/th><td>Athens, Thessaloniki, Mykonos, Santorini<\/td><td class=\"gvs-sayi\">\u20ac24,720<\/td><td class=\"gvs-sayi\">\u20ac123,600<\/td><td class=\"gvs-sayi gvs-fark\">+\u20ac98,880<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p class=\"gvs-not\">Notary, registration, legal and residence permit fees do not change. Golden Visa investment thresholds stay the same; only the tax paid at purchase goes up.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b21023 elementor-widget elementor-widget-text-editor\" data-id=\"6b21023\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><b>What about \u20ac250,000 conversion projects?<\/b><\/h3><p><span style=\"font-weight: 400;\"><br \/>This is the biggest open question. The <\/span><a href=\"https:\/\/goldenvisasolutions.com\/en\/getting-a-greek-golden-visa-with-a-e250000-investment\"><span style=\"font-weight: 400;\">\u20ac250,000 Golden Visa route<\/span><\/a><span style=\"font-weight: 400;\"> applies to properties converted from commercial buildings into homes. Because these properties are registered as residential when sold, they may fall under the 15% rate. According to the Greek press, the industry is asking for an exemption or a lower rate for these projects. Until the law is published, it is safer to budget for 15.45% on \u20ac250,000 projects too.<\/span><\/p><h3><b>I have signed a preliminary contract. Am I protected at the old rate?<\/b><\/h3><p><span style=\"font-weight: 400;\"><br \/>In Greece, ownership passes when the deed is signed at the notary and registered at the Land Registry (Ktimatologio). A deposit, a reservation or a preliminary contract does not transfer ownership. So unless the law says otherwise, the date that counts is the deed date. The government has not yet said whether preliminary contracts will be protected. If the deed for an off-plan project is signed after July 2027, the extra tax falls on the buyer unless the contract says otherwise. Ask your lawyer about adding a &#8220;change in tax law&#8221; clause to the preliminary contract.<\/span><\/p><h3><b>Is buying through a company a solution?<\/b><\/h3><p><span style=\"font-weight: 400;\"><br \/>Under certain conditions, a Golden Visa can also be obtained through a purchase made by a company owned by the investor. However, the final law may bring companies into scope, and a company structure has its own tax and accounting costs. Setting up a company only to avoid this tax is not recommended.<\/span><\/p><h2><b>24% VAT on new builds is suspended<\/b><\/h2><p><span style=\"font-weight: 400;\"><br \/>Sales of new homes with a building permit issued after 2006 normally carry 24% VAT. This VAT is suspended until 31 December 2026, and during that period buyers of new homes also pay the 3.09% transfer tax instead. In September 2026 the government announced that the suspension will continue, but it has not set an end date. If the suspension continues into 2027, non-EU buyers of new homes will pay 15.45% transfer tax from 1 July 2027. If it ends, the 24% VAT returns.<\/span><\/p><h2><b>Capital gains tax is suspended<\/b><\/h2><p><span style=\"font-weight: 400;\"><br \/>Greek law provides for a 15% capital gains tax on the profit when a property is sold for more than its purchase price. The tax has been postponed for years and is currently suspended until 31 December 2026. Sales made before that date pay no tax on the profit. Whether the suspension continues in 2027 will be decided in the budget process.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67e26f2 elementor-widget elementor-widget-html\" data-id=\"67e26f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gvs-kira\">\n<style>\n.gvs-kira{font-family:inherit;color:#1f2937;line-height:1.55}\n.gvs-kira h2{color:#13265c;font-size:28px;line-height:1.3;margin:0 0 12px}\n.gvs-kira p{margin:0 0 14px;font-size:16px}\n.gvs-kira .gvs-tablo-kap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 16px;border:1px solid #e5e7eb;border-radius:10px}\n.gvs-kira table{width:100%;min-width:420px;border-collapse:collapse;font-size:15px;margin:0}\n.gvs-kira th,.gvs-kira td{padding:12px 14px;border-bottom:1px solid #e5e7eb;text-align:left;vertical-align:top}\n.gvs-kira thead th{background:#13265c;color:#fff;font-weight:600;border-bottom:0}\n.gvs-kira td.gvs-oran,.gvs-kira th.gvs-oran{text-align:center;white-space:nowrap}\n.gvs-kira tbody th{font-weight:700;color:#13265c;white-space:nowrap}\n.gvs-kira tbody tr:nth-child(even) td,.gvs-kira tbody tr:nth-child(even) th{background:#f8fafc}\n.gvs-kira tbody tr:last-child td,.gvs-kira tbody tr:last-child th{border-bottom:0}\n.gvs-kira tr.gvs-degisen th,.gvs-kira tr.gvs-degisen td{background:#ecfdf3 !important}\n.gvs-kira tr.gvs-degisen td.gvs-yeni{color:#15803d;font-weight:700}\n.gvs-kira .gvs-ornek{font-size:15px;background:#f8fafc;border-left:4px solid #15803d;padding:12px 14px;border-radius:6px;margin:0}\n@media (max-width:600px){.gvs-kira h2{font-size:22px}.gvs-kira th,.gvs-kira td{padding:10px;font-size:14px}}\n<\/style>\n\n<h2>Rental income tax: new 25% band<\/h2>\n\n<p>The new bands apply to rental income earned from 2026. The first tax returns under the new bands will be filed in 2027.<\/p>\n\n<div class=\"gvs-tablo-kap\">\n<table>\n<thead>\n<tr><th scope=\"col\">Annual rental income<\/th><th scope=\"col\" class=\"gvs-oran\">Old rate<\/th><th scope=\"col\" class=\"gvs-oran\">New rate (2026 income)<\/th><\/tr>\n<\/thead>\n<tbody>\n<tr><th scope=\"row\">\u20ac0 \u2013 12,000<\/th><td class=\"gvs-oran\">15%<\/td><td class=\"gvs-oran\">15%<\/td><\/tr>\n<tr class=\"gvs-degisen\"><th scope=\"row\">\u20ac12,001 \u2013 24,000<\/th><td class=\"gvs-oran\">35%<\/td><td class=\"gvs-oran gvs-yeni\">25%<\/td><\/tr>\n<tr><th scope=\"row\">\u20ac24,001 \u2013 35,000<\/th><td class=\"gvs-oran\">35%<\/td><td class=\"gvs-oran\">35%<\/td><\/tr>\n<tr><th scope=\"row\">Over \u20ac35,000<\/th><td class=\"gvs-oran\">45%<\/td><td class=\"gvs-oran\">45%<\/td><\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p class=\"gvs-ornek\"><strong>Example:<\/strong> An investor with \u20ac20,000 in annual rental income paid \u20ac4,600 under the old system (\u20ac12,000 \u00d7 15% + \u20ac8,000 \u00d7 35%). Under the new system the tax is \u20ac3,800 (\u20ac12,000 \u00d7 15% + \u20ac8,000 \u00d7 25%), a saving of \u20ac800 a year.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efcc975 elementor-widget elementor-widget-text-editor\" data-id=\"efcc975\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>ENFIA insurance discount<\/b><\/h2><p><span style=\"font-weight: 400;\"><br \/>ENFIA is the property tax owners pay in Greece every year. Owners who insure their home against earthquake, fire and flood for 12 months get a discount: 20% for homes with a taxable value up to \u20ac500,000 and 10% above that. If the home is insured for less than 12 months, the discount is reduced proportionally. The discount applies only to the insured home, not to the owner&#8217;s whole portfolio.<\/span><\/p><h2><b>Short-term rentals are banned for Golden Visa properties<\/b><\/h2><p><span style=\"font-weight: 400;\"><br \/>A home bought through the Golden Visa cannot be rented out short-term on platforms such as Airbnb or Booking. Owners who break the ban face a \u20ac50,000 fine and the loss of their residence permit. The property can only be let under a long-term lease. If your investment plan relied on holiday-rental income, recalculate the return using long-term rents before you buy.<\/span><\/p><h2><b>What should you do before 2027?<br \/><br \/><\/b><\/h2><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Plan around the deed date.<\/b><span style=\"font-weight: 400;\"> What counts is the signing and registration of the deed. The deed takes about 2 weeks after you choose a property, but allow a few extra weeks for delays with documents or payments.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Budget for both rates: 3.09% and 15.45%.<\/b><span style=\"font-weight: 400;\"> On a \u20ac400,000 home, the difference is about \u20ac49,000.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Prepare your funds early.<\/b><span style=\"font-weight: 400;\"> International transfers and source-of-funds checks by banks take time. Have your bank statements and proof of income or sale ready before you choose a property.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check the handover date of off-plan projects.<\/b><span style=\"font-weight: 400;\"> If the deed will be signed after July 2027, have the contract state who pays the extra tax.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Check the location.<\/b><span style=\"font-weight: 400;\"> Non-EU buyers need an extra permit to buy in some border areas, such as the Evros region and some eastern Aegean islands.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Do not rush into the wrong property.<\/b><span style=\"font-weight: 400;\"> Do not buy a property that misses the investment threshold or has not been fully checked by a lawyer just because the tax is going up.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a83a2d8 elementor-widget elementor-widget-html\" data-id=\"a83a2d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gvs-cta\">\n<style>\n.gvs-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 20px;background:#13265c;color:#fff;border-radius:12px;padding:16px 20px;margin:20px 0;font-family:inherit;line-height:1.4}\n.gvs-cta .gvs-cta-metin{flex:1 1 260px}\n.gvs-cta .gvs-cta-baslik{display:block;font-size:18px;font-weight:700;color:#fff;margin:0 0 2px}\n.gvs-cta .gvs-cta-alt{display:block;font-size:14px;color:#d6dcef;margin:0}\n.gvs-cta .gvs-cta-alt a{color:#fff;text-decoration:underline}\n.gvs-cta .gvs-cta-buton{display:inline-flex;align-items:center;gap:8px;background:#25d366;color:#fff;font-weight:700;font-size:16px;text-decoration:none;padding:12px 20px;border-radius:999px;white-space:nowrap;transition:background .2s}\n.gvs-cta .gvs-cta-buton:hover,.gvs-cta .gvs-cta-buton:focus{background:#1ebe5b;color:#fff}\n.gvs-cta .gvs-cta-buton svg{width:20px;height:20px;fill:#fff;flex:none}\n@media (max-width:600px){.gvs-cta{padding:14px 16px}.gvs-cta .gvs-cta-buton{width:100%;justify-content:center}}\n<\/style>\n<div class=\"gvs-cta-metin\">\n<span class=\"gvs-cta-baslik\">Get a free consultation<\/span>\n<span class=\"gvs-cta-alt\">Our experts answer your Greece Golden Visa and transfer tax questions \u00b7 <a href=\"tel:+905421806495\">+90 542 180 64 95<\/a><\/span>\n<\/div>\n<a class=\"gvs-cta-buton\" href=\"https:\/\/wa.me\/905421806495?text=Hello%2C%20I%20would%20like%20information%20about%20the%20Greece%20Golden%20Visa%20before%20the%2015%25%20transfer%20tax%20takes%20effect.\" target=\"_blank\" rel=\"noopener\" aria-label=\"Get a free consultation on WhatsApp\">\n<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12.04 2C6.58 2 2.13 6.45 2.13 11.91c0 1.75.46 3.45 1.32 4.95L2.05 22l5.25-1.38a9.9 9.9 0 0 0 4.74 1.21c5.46 0 9.91-4.45 9.91-9.91C21.95 6.45 17.5 2 12.04 2zm5.8 14.13c-.24.68-1.42 1.31-1.96 1.36-.5.05-1.13.07-1.83-.12-.42-.13-.96-.31-1.65-.61-2.9-1.25-4.79-4.17-4.94-4.36-.14-.19-1.18-1.57-1.18-3s.75-2.13 1.02-2.42c.26-.29.58-.36.77-.36h.55c.18 0 .42-.07.65.5.24.58.82 2 .89 2.15.07.14.12.31.02.5-.09.19-.14.31-.29.48-.14.17-.3.38-.43.51-.14.14-.29.3-.13.59.17.29.74 1.22 1.59 1.97 1.09.97 2.01 1.27 2.3 1.42.29.14.46.12.63-.07.17-.19.72-.84.91-1.13.19-.29.38-.24.65-.14.26.09 1.68.79 1.97.94.29.14.48.22.55.34.07.12.07.7-.17 1.38z\"\/><\/svg>\nMessage us on WhatsApp\n<\/a>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4509928 at-heading-animation at-animation-heading-none elementor-widget elementor-widget-heading\" data-id=\"4509928\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d7c1dc elementor-widget elementor-widget-elementskit-faq\" data-id=\"4d7c1dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"elementskit-faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n                <div class=\"elementskit-single-faq elementor-repeater-item-34416b0\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Is the 15% transfer tax final?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                No. As of 27 October 2026, the measure has been announced but not passed into law. The rate, date and exemptions may change as the law goes through Parliament.\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-7e91a76\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Will UK and US citizens pay the 15% tax? <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                Yes. As announced, home purchases by individuals from countries outside the EU and EEA are in scope. This includes UK and US citizens.\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-fec6d23\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Are the Golden Visa investment thresholds changing? <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                 No. The \u20ac800,000, \u20ac400,000 and \u20ac250,000 thresholds stay the same. What rises is the tax paid at purchase.\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-c68e047\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Are Golden Visa holders exempt from the 15% tax? <\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                 No. The announcements include no such exemption. The exemption under discussion is for holders of long-term resident status in Greece, and a Golden Visa is not this status.\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-f7f3cae\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Does the tax affect Golden Visas through funds, deposits or bonds?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                No. These routes do not involve buying a home, so no transfer tax is paid.\n            <\/div>\n        <\/div>\n                <div class=\"elementskit-single-faq elementor-repeater-item-cfa0ae6\">\n            <div class=\"elementskit-faq-header\">\n                <h2 class=\"elementskit-faq-title\">Can I rent out my Golden Visa property on Airbnb?<\/h2>\n            <\/div>\n            <div class=\"elementskit-faq-body\">\n                No. Short-term letting is punished with a \u20ac50,000 fine and the loss of the residence permit. Long-term leases are allowed.            <\/div>\n        <\/div>\n                                <script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is the 15% transfer tax final?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. As of 27 October 2026, the measure has been announced but not passed into law. The rate, date and exemptions may change as the law goes through Parliament.\\n\"}},{\"@type\":\"Question\",\"name\":\"Will UK and US citizens pay the 15% tax? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. As announced, home purchases by individuals from countries outside the EU and EEA are in scope. This includes UK and US citizens.\\n\"}},{\"@type\":\"Question\",\"name\":\"Are the Golden Visa investment thresholds changing? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" No. The \u20ac800,000, \u20ac400,000 and \u20ac250,000 thresholds stay the same. What rises is the tax paid at purchase.\\n\"}},{\"@type\":\"Question\",\"name\":\"Are Golden Visa holders exempt from the 15% tax? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\" No. The announcements include no such exemption. The exemption under discussion is for holders of long-term resident status in Greece, and a Golden Visa is not this status.\\n\"}},{\"@type\":\"Question\",\"name\":\"Does the tax affect Golden Visas through funds, deposits or bonds?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. These routes do not involve buying a home, so no transfer tax is paid.\\n\"}},{\"@type\":\"Question\",\"name\":\"Can I rent out my Golden Visa property on Airbnb?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Short-term letting is punished with a \u20ac50,000 fine and the loss of the residence permit. Long-term leases are allowed.\"}}]}<\/script>\n                \n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a67a1da elementor-widget elementor-widget-text-editor\" data-id=\"a67a1da\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><b>Sources<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.protothema.gr\/economy\/article\/1875396\/foros-metavivasis-15-gia-agorastes-apo-trites-hores-poioi-exairoudai-i-ekkremotita-me-tin-golden-visa\/\" rel=\"noopener\"><span style=\"font-weight: 400;\">Protothema \u2013 15% transfer tax: who is exempt and the Golden Visa question (8 September 2026, in Greek)<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/katslaw.eu\/greece-15-percent-transfer-tax-non-eu-buyers-2027\/\" rel=\"noopener\"><span style=\"font-weight: 400;\">Katsouris Law Firm \u2013 Greece&#8217;s 15% transfer tax from 1 July 2027 (14 October 2026)<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.ballas-pelecanos.com\/legal-insights\/greece-announces-15-property-transfer-tax-for-non-eueea-homebuyers--p263.html\" rel=\"noopener\"><span style=\"font-weight: 400;\">Ballas Pelecanos Law \u2013 15% property transfer tax (14 September 2026)<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.tovima.com\/society\/greece-extends-tax-incentives-to-boost-housing-supply\/\" rel=\"noopener\"><span style=\"font-weight: 400;\">To Vima \u2013 Greece extends tax incentives to boost housing supply (7 September 2026)<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/elxis.com\/how-upcoming-tax-changes-benefit-property-owners-in-greece\" rel=\"noopener\"><span style=\"font-weight: 400;\">Elxis \u2013 New rental income tax bands (19 September 2025)<\/span><\/a><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/hellasdirect.gr\/docs\/en\/how-much-is-the-enfia-discount\" rel=\"noopener\"><span style=\"font-weight: 400;\">Hellas Direct \u2013 ENFIA insurance discount<\/span><\/a><\/li><\/ul><p><span style=\"font-weight: 400;\">Once the law is published in the Greek Government Gazette, a link to the official text will be added at the top of this list.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Greece plans to raise the property transfer tax on home purchases by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[],"class_list":["post-19962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/posts\/19962","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/comments?post=19962"}],"version-history":[{"count":3,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/posts\/19962\/revisions"}],"predecessor-version":[{"id":20539,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/posts\/19962\/revisions\/20539"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/media\/19961"}],"wp:attachment":[{"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/media?parent=19962"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/categories?post=19962"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenvisasolutions.com\/en\/wp-json\/wp\/v2\/tags?post=19962"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}